The Beginning of our Journey

We are excited to start "Down on Frugal Rock" blog today. Here you will find posts about various frugal things. From grocery tricks, recipes that don't break the bank, to how we find happiness in the simple things, and so on. We can't wait to share our journey with you. Over the past years we have learned a lot that we are happy to share and still yet more to discover. So stay tuned, and please mash that subscribe button.

Cheers,

Mr. & Mrs. Frugal Rock

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Fresh Pickles that require no boiling

Alright, I’ve searched far and wide and I finally figured out a recipe for pickling cucumbers that doesn’t require a boil and makes them a-mazing. Here it goes. ~ 3 cucumbers 1 cup of Water 1/2 cup vinegar 2 tsp salt 1/4 tsp sugar bunch of dill (like 5-6 sticks) 3-10 peppercorns (optional) 2 jalapeños for the spicy (optional) 1/4 white onion for a little kick Mix all ingredients minus cucumbers and dill in a measuring bowl cut up cucumbers stuff them + dill in a mason jar, you’ll need a few small ones or one big one. fill the jar up to covering the cucumbers cover it give it a good shake fridge that Enjoy in 24 hours and for up to a few weeks.

2020 to 2030. Our 10 year plan

Where will you be in 10 years? Uff-da, that's a tough one, but important! It's the start of a new decade and Mrs Frugal Rock and myself decided that we want to build out a 10 year goal for us. Planning long term is important so you do the things that matter most to you in this life. What we have realized in the past 35 years is that life is really short and you only get one shot at it. So here it is, in no particular order. First, we had to establish where we wanted to be in 10 years, or where we are gearing up to be. We love a simple life and nature. Time is the only true currency (book reference, Your Money or Your Life) and we'd like to spend ours with our close nit family and some forest. We currently live in a wonderful 2 story house on the far stretches of the city. We built a new build because it was actually cheaper and we had time left in our rent. It was are way of getting what we wanted in a house. It's a great place to be while the kiddo grows up, however ...

End of Year Review and Yearly Planning

Hello fellow frugal peeps, and welcome to the end of the year! It has been another doozy of a year in 2021, and also a fun one. Like many people do toward the end of the year we are at a moment of reflection as we look back at the good things, and the opportunities to improve. When it comes to financial planning we use the month of December as a way to review the year and plan for the coming year and reevaluate how we are doing on our long-term plans. To do a long-term plan, one needs to have goals. The goals that we have are 1) retire early (shocker), 2) have some fun (interesting?), and 3) enjoy life, 4) financial independence (FI). For our long-term goal of retirement, we do investments mostly, we track our monthly investment installments as a percentage of our income to see the trends over time. This year we did pretty well, with a mean monthly investment of 32% of our income. Our investments did really well, we mostly stick with index funds. I know it's not as sexy as crypto,...

Down on Frugal Rock

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